Debt Help
A Debt Management Plan can provide you with a new lease of life by providing you with an affordable monthly payment that is less than what you are currently paying to your creditors. If you owe at least £3,000 to 2 separate companies then you stand a good chance of being accepted.


Your creditors will be spoken to and negotiated with so it is possible to freeze interest or reduce interest and existing charges.


You will no longer have to answer the phone to your creditors, respond to letters from your creditors or even worry about your creditors. You will instead be paying an affordable monthly payment that you are happy to pay – this will all be discussed with you in confidence.







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More information about debt management and advice:



Write off all the debt you cannot afford and avoid legal action. Government legislation that helps you clear your debt in 60 months.


Lower your monthly payments on your existing debt with one affordable monthly payment plan. Hassle free and flexible plans for if your situation changes.


Bankruptcy is a consideration if you simply cannot pay debts that you owe and you have already considered Debt Management and an IVA.


A Trust Deed is a legal process only available to residents in Scotland and offers an alternative to bankruptcy.